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This is the official website of the Voluntary Benefit Trust for Airline Retirees, Auto Retiree VEBA Trust and Steel Retiree VEBA Trust.  This website is designed to assist these VEBA Trust groups with exceptional healthcare insurance programs to qualified members and their families.

If you are interested in learning more about the plans available to qualifying Trust member or just want to review new options for open enrollment, please click on your Trust Group Icon below to explore all the options available to you. 




If you are interested in learning more about the plans available to Trust members or if you just want to understand Medicare a little better,  Please join us for one of the Webinars to review the 2024 Medicare Advantage Presentation.  We will post dates of Webinars when they have been confirmed.  

Enrollment Brochures

Pre 65 



Sunset of the Health Coverage Tax Credit

To date, the Health Coverage Tax Credit (HCTC) has not been extended and funding continues to not be available.

Please contact your local representatives to ask them for support of the reauthorization of the Health Coverage Tax Credit (HCTC)

Welcome retirees and eligible participants of the Auto, Airline and Steel Industries.  These Trusts have been established to provide excellent Healthcare options, including Medical, Prescription Drug, Dental and Vision plans for plan participants that have worked in the Auto, Airline and Steel Industries for a minimum of 5 years. Cone Retiree Healthcare Group manages the insurance programs for each Trust, drawing on considerable experience in the insurance industry while working with a wide variety of carriers to provide excellent group insurance plans for all eligible retirees. Options include plans for both Medicare Eligible Retirees in the Auto, Airline and Steel Industries as well as Pre-65 Eligible plan participants.
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Cone Retiree Healthcare Group (CRHG) leads the insurance industry in experience and knowledge of establishing and maintaining Health Coverage Tax Credit (HCTC) insurance programs for Trusts, Individual Groups or Associations, Unions and State Qualified Plans. CRHG specializes in managing, designing and establishing qualified plans and benefits for groups and individuals eligible for the the Health Coverage Tax Credit (HCTC) in the ever growing retiree population. 

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Site Owned and Managed by:
Cone Retiree Healthcare Group LLC


Call Center Contact Information

1(800) 236.4782


10 Tower Lane, Suite 100

Avon, CT  06001

Fax:  (860)408-7025

Cone Retiree Healthcare Contact Information

Cathy Cone
   Cell Phone:  1-832-541-8842

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John Cone
   Managing Partner
   Cell Phone:  1-713-446-3501

Lisa Andrews
   Managing Partner
   Cell Phone:  1-832-723-9488

7941 Katy Fwy, Suite 410

Houston, Texas  77024

1(713) 956.1417

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